RealBooks has partnered with ICICI bank to offer connected banking facilities to its users. This manual shall help them understand how to set up and initiate payments at a single click, availing the benefits of integration.

To access all the Bank Payment-related features in RealBooks, grant permission to the respective user.

Go to Master⇒ User⇒ Edit

Edit the User⇒ Select the company⇒ From the “Allow Bank Payment” dropdown list choose the option YES.

How to Integrate

Go to Settings⇒ Configuration⇒ Features⇒ Payment Link⇒ Bank Payment.

Enable the feature to activate the setup process. Click on the Ellipsis button to begin setup. Fill in the necessary details.

a. If you are a New User of ICICI Bank

b. If you are an Existing User of ICICI Bank

a. If you are a New User of ICICI Bank

To open a New ICICI current Bank account, click on the link available under the Save button.

• A new current account opening page will open, click on Request for a new account.
• Fill up all the necessary details requested by the bank, then click on Save.
• The bank executives will connect with you and guide you through the process of opening a new account.

Once you get your User ID and Corporate ID, you can integrate your ICICI bank account with RealBooks.

b. If you are an Existing User of ICICI Bank

Provide the following information:

1. Bank Group- From the dropdown choose ICICI.

2. Account Number- Enter your ICICI Bank Account Number.

3. Corporate ID- Enter your Corporate ID provided by the bank.

4. User ID- Enter your Net Banking User ID.

5. Alias ID- The name for the registration template, it is optional and can be skipped.

6. Bank Ledger Name- From the dropdown choose the ICICI bank ledger that is to be integrated.

7. Terms & Conditions- Click on the checkbox to acknowledge the integration request and abide by the terms.

Click on Save to generate the registration request.

 Note: Update the Bank Details correctly in the Bank Ledger.

To Update the Same

• Go to Masters⇒ Accounts⇒ Ledger⇒ Edit
• A Ledger Edit page will open, search your ICICI Bank account in the search name field.
• When the bank ledger appears click the settings icon next to the ledger or press Enter to edit it.
• The “Update Ledger Master” Screen appears, go to the bank details tab and incorporate the required bank details.

• Bank name for CSV- From the drop-down list choose the ICICI bank name.
• Account Number- This field contains the company’s account number in that bank.
• Account Name- Fill in the name of the relevant bank account.
• IFSC Code- The Banks IFSC code is entered in this field.
• Account Type- Select the account type as Current Account from the dropdown list.
• Corporate ID- Enter your Corporate ID provided by the bank.

Click on Save to update the details.

Approval of Registration Request

After generating the registration request, the status remains Pending. The request needs to be approved on the Bank’s portal.

To approve the same:

• Go to ICICI Corporate Internet Banking Page
• Log in with your corporate ID and Password
• Navigate to the Connected banking tab
• Then click on Connected banking approvals
• Accept the integration request by approving the request row.

Once the same is approved the status inside the RealBooks Bank Registration page will change to Registered.

Add Beneficiary

To start making payments using the integrated payment process link the beneficiary account.

• Go to Masters⇒ Accounts⇒ Ledger⇒ Edit
• Select the Add beneficiary variation from the Ledger listing dropdown menu.
• Search the vendor/ledger name.
• Click on the link icon available on the right-hand side of the ledger.
• A pop-up will appear displaying all Integrated Bank ledger names. Select the bank under which the beneficiary is to be added. Click on the Link button.
• On successful linking the listing will display the bank ledger name under which the beneficiary has been added.

Note: Update the Bank account details in the vendor/ledger master before linking the beneficiary account.

To Update the Vendor Bank Details

• Go to Masters⇒ Accounts⇒ Ledger⇒ Edit
• A Ledger Edit page will open, search your vendor ledger in the search name field.
• When the vendor ledger appears click on the settings icon next to the ledger or press Enter to edit it.
• The “Update Ledger Master” Screen appears, go to the bank details tab and incorporate the required bank details.

• Bank name- From the drop-down list choose the ICICI bank name.
• Account Number- This field contains the company’s account number in that bank.
• Account Name- Fill in the name of the relevant bank account.
• IFSC Code- The Banks IFSC code is entered in this field.
• Account Type- Select the account type as Current Account from the dropdown list.
• Corporate ID- Enter your Corporate ID provided by the bank.

Click on Close Bank A/C Details to update the details

Initiate Payment

Once the Beneficiary is added, make payments in a few seconds, without having to log in to your bank account anymore.

Note: Post a payment entry before initiating a payment through ICICI bank.

To Initiate a Payment

• Go to Ledger Report⇒ Search the vendor ledger
• Click on the Settings/Gear icon available on the right-hand side of the transaction.
• Click on the Initiate Payment option.
• A popup of Pay Vendor appears on the screen.

1. Vendor Name- The vendor’s name is auto-fetched from the ledger master Account Name field under Bank Details.

2. Pay Amount- The amount is fetched from the selected transaction.

3. Pay mode- The dropdown consists of 4 options:

a. RTGS- If the payment is greater than or equal to 2 lakhs, then use this option.

b. NEFT- If the payment is less than 2 lakhs, then use this option.

c. IMPS- To process instant payments choose this option. The payment amount must be less than 2 lakhs.

Note: Charges are applicable for instant payments based on the amount being paid.

d. ICICI to ICICI Transfers- It is applicable when the payment is being done directly to the ICICI bank account.

4. Balance check- To check the balance available with the bank click on this option.

5. Check Balance Statement- To view the bank statement click on this option.

Click on Pay Vendor, an OTP will be sent to the mobile number registered with the bank. Provide the OTP and voila! Your payment will be done.

Note: No option for re-payment remains available on the entry following a successful payment.